Schedule your free Exploratory phone call

Click here to see how we
can be of assistance.

Careers/Open Positions

Explore all available job
listings and become a part of an amazing team.

Our Social Media

Connect with us on Social Media using the following buttons:

Visit our Podcasts

Listen in, Join the Conversation!

Recent Posts
Is Social Security Going To Run Out In Your Lifetime?

We get regular updates on the Social Security trust fund. In early May, the Social ...

The post Is Social Security Going To Run Out In Your Lifetime? first appeared on Integrated Tax Planning, Legal Planning & Financial Planning.

See more
Thriving on the Uncertainties In Investments

We all like surprises, right? Well not exactly. We like the surprises that we want. ...

The post Thriving on the Uncertainties In Investments first appeared on Integrated Tax Planning, Legal Planning & Financial Planning.

See more
9 Facts About Retirement

Retirement can have many meanings. For some, it will be a time to travel and ...

The post 9 Facts About Retirement first appeared on Integrated Tax Planning, Legal Planning & Financial Planning.

See more

Principle 2

Start Investing as Early as You Can

The best time to plant a tree is twenty years ago. The second best time is now.


— African Proverb

When it comes to retirement, time really is money. While the amount you can expect to receive from Social Security will vary depending upon your income, the reality is that Social Security will replace only about 35-40% of your income. Even if you’ve saved a little, it might not be enough, since we are living longer than ever. If you’re in good health when you retire, there’s a good chance you’ll live well into your 80s and beyond. It’s possible that you will be retired for 30 years — almost as long as you worked!

The sooner you invest, the longer your money has to grow. Even a few extra years can make a big difference.

Consider two investors: Investor A, a 21-year-old, saves $100 a month for 9 years and then stops at age 30 for a total contribution of $10,800. Investor B saves $100 a month from age 30 to age 65 (35 years) for a total contribution of $42,000. Assuming an 8% rate of return, Investor A is able to retire at 65 with $231,047, while Investor B retires with $215,635.

Just think how much further ahead Investor A would be if he’d kept investing right up until retirement. Or been able to save more than $100 a month.

Schedule your free Exploratory phone call

Click here to see how we
can be of assistance.

Careers/Open Positions

Explore all available job
listings and become a part of an amazing team.

Our Social Media

Connect with us on Social Media using the following buttons:

Visit our Podcasts

Listen in, Join the Conversation!

Recent Posts
Is Social Security Going To Run Out In Your Lifetime?

We get regular updates on the Social Security trust fund. In early May, the Social ...

The post Is Social Security Going To Run Out In Your Lifetime? first appeared on Integrated Tax Planning, Legal Planning & Financial Planning.

See more
Thriving on the Uncertainties In Investments

We all like surprises, right? Well not exactly. We like the surprises that we want. ...

The post Thriving on the Uncertainties In Investments first appeared on Integrated Tax Planning, Legal Planning & Financial Planning.

See more
9 Facts About Retirement

Retirement can have many meanings. For some, it will be a time to travel and ...

The post 9 Facts About Retirement first appeared on Integrated Tax Planning, Legal Planning & Financial Planning.

See more