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What Did We Learn about Investments in 2023?

Reflecting on the tumultuous investment landscape of 2023, Buckingham Strategic Partners distilled invaluable insights into their “Top 10 Investment Lessons of 2023.” ...

The post What Did We Learn about Investments in 2023? first appeared on Integrated Tax Planning, Legal Planning & Financial Planning.

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What Does the IRS’s recruiting efforts mean for taxpayers?

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The post Entrepreneur Estate Plans For Those Who Choose To 1) Ready, 2) Fire, THEN 3) Aim first appeared on Integrated Tax Planning, Legal Planning & Financial Planning.

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Understanding Asset Allocation in Your Portfolio

Saving on its own is a good and important first step towards outlining your financial future. But as you get older and earn more and save more, you need to revisit asset allocation as well.

At a very simple level, asset allocation refers to dividing all the funds inside your investment portfolio into three buckets, bonds, cash, and stocks. You’ll need to consider your own time goals and risk comfort level to align your asset allocation.

With bonds, these historically provide lower rates of return when compared with stocks, but are also considered more conservative and safer assets. Stocks offer the highest rates of return but are generally considered more aggressive or riskier assets. Finally, cash or ccash-like assets such as certificates of deposit or treasury bills and money market mutual funds provide low levels of risk with potential upside.

Working directly with your team of financial professionals is the best way to determine if your current levels of asset allocation are aligned with your individual goals and level of risk comfort. If you’re relatively new to investing, many choose to stick with index funds or exchange-traded funds.

If you have a short time horizon, a sudden drop in the market could have a significant impact on your investments and make it more difficult for you to recoup losses. This is why many asset allocation experts recommend that short time horizon goals be aligned with savings, money market accounts, or CDs and other cash assets. However, with a longer time horizon, you have a lot longer window before you need your assets. Meaning that you could potentially take on more risk. Discuss the specifics with your team of financial professionals to determine which level of asset allocation is most appropriate for you.

Schedule your free Exploratory phone call

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can be of assistance.

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listings and become a part of an amazing team.

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Connect with us on Social Media using the following buttons:

Visit our Podcasts

Listen in, Join the Conversation!

Recent Posts
What Did We Learn about Investments in 2023?

Reflecting on the tumultuous investment landscape of 2023, Buckingham Strategic Partners distilled invaluable insights into their “Top 10 Investment Lessons of 2023.” ...

The post What Did We Learn about Investments in 2023? first appeared on Integrated Tax Planning, Legal Planning & Financial Planning.

See more
What Does the IRS’s recruiting efforts mean for taxpayers?

The IRS’s recent intensification in recruitment to address wealthy taxpayers is raising eyebrows among high-net-worth ...

The post What Does the IRS’s recruiting efforts mean for taxpayers? first appeared on Integrated Tax Planning, Legal Planning & Financial Planning.

See more
Entrepreneur Estate Plans For Those Who Choose To 1) Ready, 2) Fire, THEN 3) Aim

Estate planning for business owners, particularly those known for impulsive decision-making, requires a nuanced approach. ...

The post Entrepreneur Estate Plans For Those Who Choose To 1) Ready, 2) Fire, THEN 3) Aim first appeared on Integrated Tax Planning, Legal Planning & Financial Planning.

See more