Secure your future with confidence. At OMNI 360 Advisors, we deliver comprehensive retirement planning services designed to empower individuals and employers alike. Whether you’re preparing for retirement as an employee or designing competitive benefit plans as an employer, we tailor every strategy to align with your unique goals and financial priorities.
With decades of combined experience in retirement, tax, and investment planning, OMNI 360 Advisors offers proactive solutions that adapt with you through each stage of life and business growth. Let us help you plan with purpose—and retire with peace of mind.
Retirement Planning for Individuals: Your Personalized Path to a Fulfilling Future
Planning for retirement is one of the most important financial decisions you’ll ever make. At OMNI 360 Advisors, we understand that each individual’s vision for retirement is unique. That’s why we build custom strategies to help you achieve the lifestyle you envision—whether that includes traveling the world, enjoying family time, or simply having the financial freedom to pursue your passions.
Goal-Oriented Retirement Strategies
We start by identifying your ideal retirement timeline, lifestyle preferences, and financial needs. From there, we design a savings roadmap that accounts for:
- Retirement income forecasting: Estimating how much you’ll need annually to sustain your desired standard of living.
- Target retirement age: Helping you determine the most advantageous age to retire based on current savings, future income, and tax implications.
- Legacy planning: Coordinating retirement strategies with estate planning goals to ensure smooth wealth transfer to beneficiaries.
Comprehensive IRA & 401(k) Planning
With so many retirement account options available, making the right decision can feel overwhelming. Our advisors break it down clearly and guide you through:
- Traditional vs. Roth IRA decisions are based on your current and future tax scenarios.
- Contribution strategies that maximize savings and utilize your full annual contribution limits.
- 401(k) optimization, whether you’re participating in a workplace plan or rolling over funds from a previous employer into a self-directed IRA.
- Rollover support, ensuring seamless transfers without penalties while gaining greater control over your retirement assets.
Integrated Retirement Planning: A Holistic, Tax-Savvy Approach
Retirement planning at OMNI 360 goes beyond just selecting accounts—it’s about long-term integration of investment, tax, and legal strategies to create a secure financial future.
Tax-Efficient Retirement Structuring
We help clients understand how to strategically grow and access retirement funds with minimal tax impact:
- Tax-deferred growth: Leveraging accounts like traditional IRAs and 401(k)s to accumulate wealth without immediate tax liabilities.
- Withdrawal planning: Identifying the most efficient order to draw down accounts to reduce tax burden during retirement.
- Minimizing RMDs (Required Minimum Distributions): Planning around age-related withdrawals from certain accounts to prevent unnecessary taxes and preserve assets.
Investment Allocation for Retirement
We tailor investment portfolios to match your retirement timeline, risk tolerance, and growth expectations:
- Diversified asset allocation: Spreading investments across stocks, bonds, and alternative assets to manage risk and increase returns.
- Periodic rebalancing: Adjusting your portfolio to keep it aligned with your long-term objectives and market performance.
- Retirement income planning: Strategically generating reliable income in retirement through dividends, interest, annuities, and systematic withdrawals.
Employer-Focused Retirement Solutions: Build Stronger Benefits with OMNI 360 Advisors
In today’s competitive job market, offering comprehensive retirement benefits isn’t just a perk—it’s a necessity. OMNI 360 Advisors partners with businesses of all sizes to design, implement, and manage employer-sponsored retirement plans that attract top talent and support long-term business goals.
Turnkey Pooled Employer Plan (PEP) Solutions
Simplify your retirement plan offering with a cost-effective, fully managed Pooled Employer Plan (PEP). OMNI 360 Advisors handles:
- Plan design and administration
- Employee onboarding and education
- Compliance with IRS and Department of Labor regulations
- Investment lineup selection and monitoring
PEPs reduce fiduciary liability and administrative overhead for employers while expanding access to retirement benefits for employees.
Custom Employer-Sponsored Retirement Plans
For businesses looking for tailored solutions beyond pooled plans, we offer bespoke retirement plan development, including:
- 401(k) and 403(b) plans
- Profit-sharing plans
- Defined benefit pensions
- Safe harbor and SIMPLE IRA plans
Our process includes in-depth consultation to understand your company’s structure, workforce demographics, and long-term goals, resulting in a plan that balances cost, compliance, and competitiveness.
Legal & Investment Management Expertise Built-In
Retirement plans can expose employers to legal and fiduciary responsibilities. At OMNI 360 Advisors, we bring legal expertise and institutional-level investment knowledge to reduce risk and ensure optimal plan performance.
Regulatory Compliance & Legal Guidance
Our retirement specialists stay current with ERISA, SEC, and DOL regulations, helping you maintain full legal compliance with:
- Annual plan filings and audits
- Fee transparency and disclosures
- Plan document updates and amendments
Fiduciary-Grade Investment Oversight
We offer robust investment management services for employer-sponsored plans, including:
- Designing diversified investment menus
- Monitoring fund performance and expenses
- Providing participant education to encourage smarter investment decisions
Long-Term Support and Participant Education
Retirement planning isn’t a one-time task—it evolves with your life, career, or business. That’s why we offer ongoing support to both individuals and employer plan sponsors.
- Annual review meetings: Assessing progress and adjusting plans as needed
- Participant workshops and webinars: Empowering employees with retirement knowledge
- Ongoing compliance audits: Ensuring your business remains in good standing
Plan Your Retirement with Confidence
Whether you’re saving for retirement as an employee or managing benefits as an employer, OMNI 360 Advisors delivers expert guidance and personalized support every step of the way.
Why Clients Trust OMNI 360 Advisors
- Multidisciplinary Expertise: Our team includes Certified Financial Planners®, CPAs, and legal advisors for holistic retirement solutions.
- Fiduciary Commitment: We put your best interests first—every strategy we recommend is tailored for your goals.
- Proactive Planning: We focus on long-term success with forward-thinking financial models and scenario planning.
Get Started with OMNI 360 Advisors Today
Take charge of your future with a retirement plan built around your needs. Whether you’re planning your own retirement or helping your team prepare for theirs, OMNI 360 Advisors is here to guide you.
Contact us today to schedule your personalized consultation and discover how our retirement planning services can help you achieve financial peace of mind—now and for decades to come.
