At OMNI 360 Advisors, we offer tailored gifting trust solutions designed to help you transfer wealth efficiently, reduce tax liabilities, and secure your family’s financial future. Our experienced team works closely with individuals, families, and business owners to create personalized strategies that align with both your personal values and long-term financial goals.

If you’re looking to make meaningful gifts to loved ones while preserving wealth and minimizing tax consequences, our gifting trust services provide a sophisticated, strategic approach.

What is a Gifting Trust?

A gifting trust is a legal arrangement that allows you to transfer assets to beneficiaries while maintaining certain levels of control and achieving significant tax advantages. By placing assets into a properly structured trust, you can make gifts during your lifetime without triggering large gift taxes or compromising your own financial security.

Gifting trusts are powerful tools for:

• Managing generational wealth transfer
  
• Reducing estate and gift taxes
  
• Protecting assets from creditors
  
• Promoting responsible use of inherited wealth

At OMNI 360 Advisors, we specialize in designing gifting trusts that reflect your unique circumstances and objectives.

Why Set Up a Gifting Trust?

Gifting trusts offer a range of compelling benefits, including:

• Tax Efficiency: Take advantage of the annual gift tax exclusion and lifetime exemption amounts while reducing the size of your taxable estate.
  
• Asset Protection: Shield assets from potential creditors, lawsuits, or marital disputes affecting your beneficiaries.
  
• Control and Flexibility: Set specific conditions on how and when assets are distributed to beneficiaries.
  
• Wealth Preservation: Protect family wealth across generations with thoughtful distribution strategies.
  
• Legacy Building: Instill financial responsibility and values in future generations.

When structured properly, a gifting trust becomes a cornerstone of a thoughtful, enduring estate plan.

How OMNI 360 Advisors Helps You Build a Gifting Trust

At OMNI 360 Advisors, our multidisciplinary team of estate planners, tax attorneys, CPAs, and financial advisors collaborates to create gifting trusts that are tax-efficient, legally compliant, and fully aligned with your broader financial strategy. Here’s how we support you:

1. Strategic Gift Planning

We work with you to determine the right assets to gift, the optimal timing, and the most beneficial structure for your family. Whether you are gifting cash, securities, real estate, or business interests, we help you maximize impact and minimize tax burden.

2. Customized Trust Design

No two families are the same, and neither should be their trusts. We design customized gifting trusts that reflect your intentions, such as setting age-based distributions, incentivized distributions based on milestones, or restricting access to ensure long-term financial responsibility.

3. Seamless Legal and Tax Coordination

Establishing a gifting trust involves careful legal and tax planning. Our experienced team ensures all documents comply with federal and state laws and work strategically to integrate the trust into your overall tax plan.

4. Ongoing Trust Administration

After the trust is established, we provide continuous management and administrative services, including tax filings, distribution monitoring, and regular evaluations to ensure your trust remains aligned with your goals and the evolving needs of your beneficiaries.

5. Integration with Comprehensive Wealth Planning

At OMNI 360 Advisors, your gifting trust won’t exist in a vacuum. We ensure it seamlessly coordinates with your wills, living trusts, retirement accounts, philanthropic efforts, and broader estate plans for a cohesive, strategic approach.

Popular Types of Gifting Trusts

Depending on your specific objectives, we may recommend one or more of the following gifting trust structures:

Irrevocable Gifting Trust

An irrevocable gifting trust permanently removes assets from your estate, reducing potential estate taxes and protecting wealth. It is particularly useful for large gifts and for clients concerned about creditor protection and long-term asset management.

2503(c) Minor’s Trust

Specifically designed for gifts to minor children, a 2503(c) trust allows you to make gifts that qualify for the annual gift tax exclusion while retaining some control over how the assets are used until the child reaches adulthood.

Grantor Retained Annuity Trust (GRAT)

A GRAT allows you to transfer appreciation of assets to beneficiaries at minimal gift tax cost while receiving an annuity payment during the term of the trust. It’s particularly useful when you expect assets to appreciate significantly over time.

Dynasty Trust

A dynasty trust enables multigenerational wealth transfer, keeping assets within the family and protected from estate taxes, creditors, and divorce for multiple generations.

Our advisors will walk you through the advantages and considerations for each option and recommend the most suitable path based on your wealth transfer goals.

Tax Advantages of Gifting Trusts

One of the most attractive features of gifting trusts is the ability to achieve significant tax savings:

• Annual Gift Tax Exclusion: Each year, you can gift up to the IRS limit ($18,000 per recipient in 2024) without incurring gift taxes.
  
• Lifetime Gift Tax Exemption: Utilize part of your federal lifetime exemption ($13.61 million per person in 2024) to make larger tax-free gifts.
  
• Estate Tax Reduction: Removing assets from your estate can significantly lower estate taxes at death.
  
• Generation-Skipping Transfer (GST) Tax Planning: Proper trust structuring can minimize or eliminate GST tax when assets are passed to grandchildren or later generations.

At OMNI 360 Advisors, we design gifting strategies that maximize these advantages while remaining flexible and responsive to future changes in tax laws.

Who Should Consider a Gifting Trust?

Gifting trusts can be an excellent option for:

• High-net-worth individuals seeking to transfer wealth tax-efficiently
  
• Parents or grandparents wishing to make tax-advantaged gifts to children or grandchildren
  
• Business owners planning for succession and wealth transfer
  
• Anyone seeking to protect assets from potential creditors
  
• Families interested in promoting responsible wealth stewardship across generations

If you’re serious about preserving your wealth, supporting your heirs, and reducing your tax exposure, a gifting trust could be an essential part of your plan.

Why Choose OMNI 360 Advisors for Gifting Trust Planning?

At OMNI 360 Advisors, we take pride in offering a level of service and expertise that sets us apart:

• Comprehensive Expertise: Our team combines legal, tax, financial, and estate planning knowledge under one roof.
  
• Bespoke Solutions: Every gifting trust we design is custom-tailored to fit your unique family dynamics, goals, and financial landscape.
  
• Long-Term Relationship Focus: We provide ongoing support and strategic advice as your needs and tax laws evolve.
  
• Proactive Planning: We help you anticipate future needs and adapt your plan as circumstances change.
  
• Client-Centered Approach: Your goals, values, and vision are the driving force behind every decision we help you make.

By working with OMNI 360 Advisors, you’re not just setting up a trust—you’re building a legacy of smart planning, financial stewardship, and family empowerment.

Take the Next Step Toward Smart Gifting Today

Ready to take advantage of the powerful opportunities gifting trusts offer? OMNI 360 Advisors is here to help you create a thoughtful, tax-efficient plan that supports your loved ones while protecting and preserving your wealth.Contact us today at (609) 452-0889 to schedule your confidential consultation and start building a brighter, more secure future through strategic gifting trust planning.