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Is Social Security Going To Run Out In Your Lifetime?

We get regular updates on the Social Security trust fund. In early May, the Social ...

The post Is Social Security Going To Run Out In Your Lifetime? first appeared on Integrated Tax Planning, Legal Planning & Financial Planning.

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Thriving on the Uncertainties In Investments

We all like surprises, right? Well not exactly. We like the surprises that we want. ...

The post Thriving on the Uncertainties In Investments first appeared on Integrated Tax Planning, Legal Planning & Financial Planning.

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9 Facts About Retirement

Retirement can have many meanings. For some, it will be a time to travel and ...

The post 9 Facts About Retirement first appeared on Integrated Tax Planning, Legal Planning & Financial Planning.

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Can You Use Life Insurance to Support Your Retirement Plans?

September 12, 2022

Most people know they need at least a basic life insurance policy to help provide for their loved ones after death. The easiest solution is usually to start with a workplace policy, but also to consider a personal life insurance policy to cover the gap and to ensure there’s a consistent policy in place even if your employment changes.

If you purchase the right kind of life insurance policy, this can become an important component of your overall financial foundation. If you buy the right policy, life insurance can even help contribute to your retirement savings. In many cases, you might have been approached by life insurance agent promoting permanent life insurance options instead of term life insurance. One primary difference between permanent and term life insurance is that only permanent policies will accumulate cash value as a way to save for the future. However, this only makes sense for those individuals who have substantial net worth, who may otherwise trigger estate taxes.

In many cases for the average American, incorporating life insurance into retirement planning is as simple as buying a term life policy with an appropriate death benefit to support your loved ones, and investing any other outside disposable income into a tax advantage retirement account.

A famous saying in the personal finance world is, “Buy term insurance and invest the rest.” You may want to devote some of your surplus finances to building an emergency fund or even purchasing a disability insurance policy. For more information on covering all of your financial bases, contact our experienced team today.


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Schedule your free Exploratory phone call

Click here to see how we
can be of assistance.

Careers/Open Positions

Explore all available job
listings and become a part of an amazing team.

Our Social Media

Connect with us on Social Media using the following buttons:

Visit our Podcasts

Listen in, Join the Conversation!

Recent Posts
Is Social Security Going To Run Out In Your Lifetime?

We get regular updates on the Social Security trust fund. In early May, the Social ...

The post Is Social Security Going To Run Out In Your Lifetime? first appeared on Integrated Tax Planning, Legal Planning & Financial Planning.

See more
Thriving on the Uncertainties In Investments

We all like surprises, right? Well not exactly. We like the surprises that we want. ...

The post Thriving on the Uncertainties In Investments first appeared on Integrated Tax Planning, Legal Planning & Financial Planning.

See more
9 Facts About Retirement

Retirement can have many meanings. For some, it will be a time to travel and ...

The post 9 Facts About Retirement first appeared on Integrated Tax Planning, Legal Planning & Financial Planning.

See more