Think you don’t need disability coverage? Think again. We draft a will. Create an estate strategy. And purchase life insurance. But few of us consider disability insurance – the coverage that can help us maintain our income and quality of life while we are alive.
A fate worse than death? In financial terms, maybe. Statistics from the Social Security Administration show that a 25% of Americans in their 20s may become disabled before they reach normal retirement age. Consider this – if you are disabled and cannot work, your income stops, but your expenses may not. In fact, due to the cost of medical treatment, your
expenses may even increase.
June 21, 2024 | Insurance & Risk Management Services
Think you don’t need disability coverage? Think again. We draft a will. Create an estate strategy. And purchase life insurance. But few of us consider ...
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April 19, 2024 |
An insurance deductible is the amount you, the insured, pay before any claim is paid by your insurance carrier. Depending upon the type of insurance, ...
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February 28, 2024 |
According to industry experts, most people don’t have enough life insurance. The American Council of Life Insurers recently reported that average coverage equals $197,000, which ...
Learn MoreAugust 29, 2023 |
The topic of marijuana use and its impact on life insurance policies has been increasingly debated in recent years. As marijuana becomes more accepted for ...
Learn MoreNovember 9, 2016 |
Don’t make the mistake of assuming that life insurance is an entirely separate asset outside of your estate plan. Many people set up their life ...
Learn MoreJune 30, 2016 |
If you do not have significant assets but already have a life insurance policy in order to help provide income protection if you were to ...
Learn MoreApril 30, 2014 | Business Law
Many business owners have a buy-sell arrangement set up for the future. It’s helpful to draw out these directions in advance, especially when there is ...
Learn MoreMarch 26, 2014 |
If you wish to protect your money or assets or are about to receive a sudden windfall such as an inheritance, you may want to ...
Learn MoreFebruary 25, 2014 |
Many investors are so focused on their return on investment that they fail to consider or implement asset protection strategies. As a recent article explains, ...
Learn MoreJanuary 21, 2014 |
Asset protection planning is an important part of any estate plan. Incorporating asset protection strategies into an individual’s estate plan is the best way to ...
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